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Limited company vs sole trader: Who is liable for business debts?

Key Takeaways

  1. In a Limited Company Vs Sole Trader comparison, sole traders are personally responsible for business debts, tax and contractual claims.
  2. A private limited company is separate from its owners, so creditors normally pursue the company rather than its directors or shareholders.
  3. Limited liability may not protect directors who give personal guarantees, breach their duties or take on personal liability through their own conduct.
  4. If a sole trader cannot pay a judgment, creditors may enforce against personal assets as well as business property.
  5. Check which legal entity signs each contract, because this usually determines who can sue or be sued.
  6. Take legal and accounting advice before changing structure, borrowing or signing significant contracts, particularly where personal guarantees are requested.
  7. Go Legal is rated Excellent with over 300 five-star reviews and 5/5 on Trustpilot and Google, placing our solicitors among the best-reviewed litigation lawyers in England and Wales.
If you need advice on Limited company vs sole trader, book a free consultation with one of our solicitors or call 0207 459 4037 today.

Limited Company Vs Sole Trader: Who Is Liable for Business Debts?

Choosing the wrong business structure can put your personal assets at risk. In a Limited Company Vs Sole Trader comparison, a sole trader is personally responsible for business debts and contractual claims, while a private limited company is a separate legal entity from its owners.

That single difference shapes who can be sued under a contract, what happens when a sole trader cannot pay a judgment and when limited liability may fail to protect a director personally. It also affects tax, administration, privacy and funding in England & Wales.

The right structure depends on your business activities, risk profile and funding arrangements. Our London-based solicitors advise on business debts, personal guarantees and the legal risks of changing from sole trader to limited company. Book a free consultation or call 0207 459 4037.

What Is the Difference Between a Sole Trader and a Limited Company?

The difference between a sole trader and a limited company is whether the business is legally the same person as its owner.

A sole trader and their business are one legal person. The individual owns the business assets, enters contracts personally and remains personally responsible for business debts and taxes. HMRC’s Tax Confident guidance for sole traders states that, as a sole trader, there is no legal difference between you and your business.

A private limited company is an incorporated business and a separate legal entity from its owners. It can own assets, owe money and enter contracts in its own name. Government guidance on comparing business structures confirms that owners are not personally responsible for the company’s debts merely because they own it.

In England & Wales, this choice mainly affects five things: liability, tax treatment, administrative burden, privacy and how easily the business can raise finance. For a business owner who may one day face a dispute, liability is usually the point that matters most.

Issue Sole trader Private limited company
Legal identity The individual and business are the same legal person The company is separate from its owners
Contracts The individual contracts personally The company can contract in its own name
Business debts The individual is personally responsible The company owes its own debts
Assets Business and personal assets are not legally separate Company assets belong to the company
Tax framework The trader is responsible for tax on business profits The company pays corporation tax on its profits
Administration HMRC Self Assessment registration is required Companies House registration and company filings are required
Ownership One individual owns and controls the business A company can have shareholders and directors

How Does Separate Legal Personality Change Who Owns Assets, Owes Debts and Signs Contracts?

Separate legal personality means that the company, rather than its director or shareholder, can own property, incur debts and sign contracts.

HMRC’s Tax Confident guidance on setting up a limited company explains that a limited company is separate from you in the eyes of the law. It can own things, owe money and agree contracts in its own name rather than yours. By contrast, a sole trader and their business are legally the same thing.

This distinction matters when a customer does not pay, a supplier brings a claim or the business needs finance. The correct legal party depends on who entered the agreement. A van bought by a company belongs to the company. A van bought by a sole trader belongs to the individual, even if it carries the business logo.

A company invoice, purchase order or contract should identify the company by its registered name. A sole trader should make clear that the agreement is with the individual trading under a business name. When those details are inconsistent, the question of who owns an asset or owes a debt can become the first battleground in any dispute.

What Does Limited Liability Mean for Shareholders and Company Directors?

Limited liability means that a company’s shareholders are not personally responsible for company debts merely because they own shares.

It does not mean that every person connected with the company is protected in every situation. A director may take on personal obligations by signing a personal guarantee, indemnity or other agreement in their own name. Lenders and major suppliers frequently ask for exactly that kind of commitment.

A company director should therefore distinguish between:

  • Signing for the company.
  • Signing personally.
  • Agreeing to guarantee company borrowing.
  • Giving security over personal assets.
  • Making statements or commitments outside the company contract.

Each of these carries a different level of personal risk. Signing for the company keeps the obligation with the company. The others can place the director’s own assets in the frame.

How Does a Sole Trader’s Legal Status Differ From a Private Limited Company?

A sole trader does not create a separate legal person by using a business name. The business remains the individual.

A private limited company is separate from its shareholders, directors and employees. The company can hold money, own equipment and enter contracts independently. The people who run it act on its behalf, but they are not the company.

The practical consequence is simple. A creditor of a sole trader is a creditor of the individual. A creditor of a company is, in the ordinary case, a creditor of the company alone.

Limited Company Vs Sole Trader: Who Is Liable When a Business Debt Is Not Paid?

In a Limited Company Vs Sole Trader comparison, the central liability question is who legally owes the debt.

A sole trader owes business debts personally. A company owes debts that it has entered into in its own name. Everything else, from the choice of defendant to the prospects of recovery, follows from that starting point.

Who Is Responsible for a Sole Trader’s Business Debts and Contract Claims?

A sole trader is personally responsible for business debts and tax because there is no legal difference between the individual and the business.

A creditor may therefore pursue the sole trader personally where the trader entered the contract, ordered goods or services, or accepted a financial obligation. It makes no difference whether the debt arose from a supplier invoice, an equipment hire agreement or a customer’s claim for defective work.

Using a trading name does not create a separate legal entity. The legal claim remains against the individual.

Who Can a Company Creditor Pursue for an Unpaid Company Debt?

A company creditor’s claim is usually against the company where the company entered the contract.

The company may hold the relevant assets, receive payment from customers and owe the supplier. Its directors and shareholders are not automatically liable simply because they manage or own it.

The position may change where an individual has separately agreed to a personal guarantee or another personal obligation. In that situation the creditor may have two potential routes: a claim against the company under the main contract, and a separate claim against the individual under the personal commitment.

What Happens if a Sole Trader Cannot Pay a Business Judgment?

A judgment against a sole trader is a judgment against the individual. It is not confined to a separate pool of business assets.

This is why sole trader business debts and personal assets are so closely connected. A dispute about a supplier invoice, a customer claim or a lease can create personal exposure. The individual’s savings, property and other assets are not ring-fenced from the business simply because they were never used in it.

For a sole trader facing a substantial claim, the stakes are personal from the outset. Early assessment of the merits and any settlement options is therefore especially important.

Can a Creditor Enforce Against Personal Assets or Business Property?

The legal identity of the debtor matters when enforcement is considered.

For a sole trader, business property and personal property both belong to the individual. For a limited company, company property belongs to the company, not its shareholders or directors.

A creditor must identify the correct debtor before starting a claim or seeking enforcement. Getting that point wrong can delay recovery and increase costs. A judgment against the wrong party may be worthless in practice, even if the underlying debt is genuine.

If you face a business debt claim or are pursuing an unpaid invoice, our solicitors can assess the contract, identify the correct defendant and explain the commercial risks. You can book a free consultation to discuss your position.

Who Can Be Sued Under a Business Contract: the Sole Trader or the Limited Company?

The person or entity that entered the contract is usually the person or entity that can be sued under it.

This is often straightforward where the contract names a limited company. It becomes difficult where documents use a trading name, an individual signs without a clear title or a business changes structure during a commercial relationship.

How Do You Identify the Legal Entity That Entered Into a Contract?

Start with the contract itself. Look at the full legal name in the parties clause, quotation, order form, invoice and signature block.

Useful documents include:

  • The signed agreement and any amendments.
  • Quotations and purchase orders.
  • Invoices and payment instructions.
  • Email signatures and business correspondence.
  • Website terms and conditions.
  • Finance or guarantee documents.

A company contract should identify the company as the contracting party. Government guidance on naming your business explains that a limited company’s business name is the name registered with Companies House, while a sole trader’s business name is their full name. A sole trader contract should therefore identify the individual, even where the individual also uses a trading name.

Where the documents point in different directions, for example a contract naming a company but invoices naming an individual, the whole course of dealing may need to be examined.

What Happens if a Director Signs a Contract Without Making the Company’s Role Clear?

A poorly drafted signature block can create a dispute about whether the company or the director agreed to the contract.

The other party may argue that the director signed personally. The director may argue that they signed only on behalf of the company.

The wording used before, during and after signature can be important. So can the name on invoices, payment instructions and correspondence. A bare personal signature, with no reference to the company or to the signatory’s position as director, is an avoidable source of argument.

Can a Sole Trader Trade Under a Business Name and Still Be Personally Sued?

Yes. A sole trader can use a business name, but that does not create a separate company.

Government guidance on incorporation and names describes a sole trader business name as a name other than the trader’s surname, with or without forenames or initials. The individual remains responsible for the business obligations, and a claimant can pursue that individual whatever name appeared on the letterhead.

What Should Customers, Suppliers and Lenders Check Before Contracting?

Before entering a material agreement, each party should check:

  1. The full legal name of the other contracting party.
  2. Whether the party is an individual or a limited company.
  3. Whether the signature is made for a company or personally.
  4. Whether a guarantee, indemnity or security document accompanies the agreement.
  5. Whether the contract reflects the commercial relationship accurately.

These checks take minutes at the outset and can save months of argument later about who should be sued.

Does a Limited Company Protect My House and Personal Assets?

A limited company usually separates company debts from the personal assets of its owners, but that protection does not cover every personal commitment.

Limited company liability protection is strongest where the company contracts in its own name and no individual assumes a separate obligation.

When Does Limited Company Liability Protection Usually Apply?

A private limited company is separate from its owners. It can own assets, owe money and agree contracts in its own name.

Where the company owes a debt, the creditor’s claim is against the company. Shareholders do not become personally liable merely because they own shares.

That separation can be commercially valuable for businesses entering larger contracts or taking on higher financial risk. A failed project or a lost dispute may damage the company, but in the ordinary case the owner’s home and savings are not the creditor’s target.

When Can a Director Become Personally Liable for Company Debts?

A director can become personally exposed where they enter an agreement in their own name or agree to take personal responsibility for a company obligation.

The key issue is the wording of the relevant document. A personal commitment may appear in:

  • A guarantee.
  • An indemnity.
  • A finance agreement.
  • A lease.
  • A supplier account application.
  • A security document.

Supplier account applications deserve particular attention. Personal guarantee wording is sometimes included in standard credit forms that directors complete quickly to open an account.

How Can Personal Guarantees, Indemnities and Security Undo Limited Liability Protection?

A personal guarantee is a promise by an individual to meet a company debt if the company does not pay.

Lenders and suppliers may ask directors to sign personal guarantees, especially where the company has a limited trading history or seeks credit.

A director should not treat a guarantee as routine paperwork. It can create a direct personal obligation alongside the company’s debt. Where security is given over a personal asset, that asset may be exposed if the company defaults. In practical terms, a signed guarantee can leave a director in a position closer to that of a sole trader for the guaranteed debt.

What Risks Arise From a Director’s Own Statements, Conduct or Breach of Duties?

A director should keep company decisions, company money and personal commitments clearly separated.

Unclear communications can create disputes over whether a director made a personal promise. Informal assurances to lenders, suppliers or customers may later be examined alongside the written contract.

Directors also carry legal responsibilities in running a company. Mixing personal and company funds, or making commitments without clear authority, can make it harder to show that a particular obligation belonged to the company alone.

What Happens When a Sole Trader or Limited Company Is Sued for Breach of Contract?

A breach of contract claim should name the legal person that made the contract and allegedly failed to perform it.

The practical consequences differ sharply between a sole trader and a company because the debtor’s assets and legal identity differ.

How Does a Commercial Claim Start Against a Sole Trader?

A claimant should identify the individual who traded as the sole trader when the contract was made.

The claim documents, correspondence and supporting evidence should show why that individual is said to owe the debt or damages.

A sole trader should review the contract, invoices, emails and relevant performance records before responding. The trading name may help identify the business, but the individual remains the legal party.

How Does a Commercial Claim Start Against a Limited Company?

A claim against a limited company should identify the company that entered the agreement.

The claimant should check whether the company name used in the contract matches the legal entity that issued invoices, received payment or performed the work. Groups of companies with similar names can cause particular confusion.

A director should not assume that a claim against the company is automatically a claim against them personally. The documents must be reviewed to establish whether they also signed a personal obligation.

What Are the Risks of Ignoring a Letter Before Claim or Court Claim?

Ignoring a commercial claim can make a dispute harder to manage.

The recipient may lose the opportunity to explain a factual defence, challenge the claimed sum, seek documents or propose a commercial resolution before positions become entrenched.

Keep all relevant records, including the contract, variations, invoices, delivery evidence, complaints and payment communications. The strength of a defence often depends on documents created long before the dispute began.

How Does Enforcement of Judgment Differ Between a Sole Trader and a Company?

Enforcement focuses on the assets of the judgment debtor.

If the judgment is against a sole trader, it is against the individual. If it is against a company, it is against the company.

That distinction affects how both sides assess settlement, recovery prospects and the value of continuing litigation. A claimant pursuing a company with few assets may win the argument but recover little, unless a director has given a personal guarantee. A sole trader defendant, by contrast, knows that personal assets stand behind any judgment.

What Should You Do if the Business Cannot Pay a Debt or Judgment?

A business that cannot pay a disputed or established debt should obtain early legal and financial advice before taking steps that may affect creditors, contracts or assets.

The right response depends on who owes the debt, what the contract says, whether any guarantee exists and whether the claim is disputed.

What Shareholder and Director Disputes Can Arise in a Limited Company?

A limited company can create governance issues because ownership and management may sit with different people.

A sole trader has sole control. A company with several shareholders or directors must manage decisions, authority and competing interests.

Why Does Adding Shareholders Create Governance Risks That Sole Traders Do Not Face?

Shareholders may have different expectations about investment, profit, growth, control and exit.

A business can become difficult to manage where those expectations were never recorded. Problems often arise when one shareholder works in the business while another contributes money, contacts or intellectual property. The working shareholder may feel undervalued, while the investing shareholder may feel shut out of decisions.

What Happens if Directors Disagree About Contracts, Borrowing or Business Strategy?

Director disagreements can affect whether the company enters a major contract, takes finance, hires staff or accepts an investment proposal.

The dispute can also affect day-to-day decision-making. Customers, suppliers and staff may receive conflicting instructions.

Written decision-making procedures and clear authority levels reduce uncertainty.

How Can a Shareholder Dispute Affect Control of the Company and Its Assets?

A shareholder dispute can affect who controls the company, who can influence its strategy and whether the business can continue operating effectively.

Because the company owns its assets and contracts, a dispute between owners can affect the business itself. In a sole trader business, the owner retains direct control. In a company, no individual shareholder owns the bank balance, the equipment or the customer contracts directly, so control depends on the company’s decision-making structure.

What Documents Can Help Prevent Director and Shareholder Disputes?

Businesses should consider documenting key commercial arrangements at the outset, including:

  • Each person’s role and decision-making authority.
  • Ownership of shares and business assets.
  • Funding obligations.
  • Voting arrangements.
  • Restrictions on transferring shares.
  • What should happen if a shareholder wants to leave.
  • How deadlock should be addressed.

These arrangements are far easier to agree while relationships are good than once a dispute has started.

How Do Tax, Administration and Privacy Differ Between a Sole Trader and a Limited Company?

Tax, administration and privacy differ because a sole trader and a company are structured differently.

These points matter, but they should be weighed alongside contractual risk, borrowing and personal liability.

How Does Sole Trader Tax Differ From Limited Company Tax?

Sole traders pay income tax on business profits and may have National Insurance obligations.

Limited companies pay corporation tax on profits. The tax position of directors and shareholders involves separate considerations, because money taken out of the company is treated differently from profits that remain within it.

Tax treatment can change and depends on the facts. An accountant or tax adviser can assess the current position for a particular business.

What Are the Reporting and Record-Keeping Responsibilities for Each Structure?

A sole trader must maintain suitable business and tax records and register for HMRC Self Assessment.

A limited company has separate reporting obligations. It must register with Companies House and file annual accounts and reports.

The greater administrative burden is one of the practical disadvantages of a limited company. It also creates a clearer formal record of the company’s financial and corporate position, which can be useful evidence if a dispute arises.

What Must a Sole Trader Do With HMRC Self Assessment?

Government guidance on setting up as a formal business states that a person registering as a sole trader must register for Self Assessment with HMRC.

The trader remains personally responsible for business taxes and for maintaining records that support the information provided to HMRC.

What Must a Limited Company File With Companies House and HMRC?

A limited company must register with Companies House and file annual accounts and reports.

The company also has tax responsibilities separate from those of its directors and shareholders. It should keep its money, records and contracts distinct from the personal affairs of the people who run it.

How Does Public Company Information Affect Privacy and Commercial Transparency?

A limited company’s registered name is recorded at Companies House, and the accounts it files are available on the public register, generally in summarised form.

A sole trader’s financial information is generally dealt with privately between the trader and HMRC. This may matter to business owners who value privacy. Equally, the public record allows a supplier or customer to check a company before extending credit, which is one reason some counterparties prefer to deal with incorporated businesses.

How Do Business Names, Funding and Investment Differ for Sole Traders and Limited Companies?

Business names, borrowing and investment can expose the legal structure of a business in practical ways.

A name may influence how customers perceive the business, but it does not change who is legally responsible for its debts.

Can a Sole Trader Use a Trading Name?

A sole trader can trade using a business name. However, the name does not create a separate company or protect the individual from personal liability.

Government guidance describes a sole trader business name as a name other than the trader’s surname, with or without forenames or initials. A plumber who trades as “Carter Plumbing Solutions” is still, in law, the individual behind the name.

Can a Sole Trader Use Limited Company Terms in a Business Name?

A sole trader must not use terms including:

  • limited
  • Ltd
  • limited liability partnership
  • LLP
  • public limited company
  • plc

These terms indicate an incorporated or other formal business structure and may mislead customers or creditors if used by a sole trader. GOV.UK guidance on choosing a sole trader business name sets out these restrictions.

How Can a Limited Company Raise Finance or Issue Shares?

A limited company can have shareholders and can issue shares to investors.

This can make incorporation attractive for a business seeking outside investment. It also means the founders must consider ownership, voting rights and the effect of new shareholders on control. A sole trader cannot sell part of their business to an investor in the same way, because there is no separate entity in which shares can be held.

Why Do Lenders Often Ask Directors for Personal Guarantees?

A lender may lend to the company but seek added protection from a director through a personal guarantee.

The guarantee alters the risk profile for the director. The company may be the borrower, but the individual may also have a separate obligation if the company does not repay.

What Should You Check Before Accepting Investor Funding or Borrowing?

Before accepting finance or investment, review:

  1. The identity of the borrower or recipient company.
  2. The persons who must sign.
  3. Any personal guarantees or indemnities.
  4. The security required.
  5. The ownership and voting rights created by an investment.
  6. The effect of the terms on future control and decision-making.

How to Change From Sole Trader to Limited Company Without Creating Contract or Debt Problems

Changing from sole trader to limited company requires more than registering a company. Existing rights and obligations must be reviewed carefully.

A new company is a separate legal entity. It does not automatically become the party to every contract that the sole trader entered before incorporation.

How Should You Review Existing Contracts, Leases, Finance Agreements and Personal Guarantees?

Review each important document before trading through the company.

Focus on:

  • Customer contracts.
  • Supplier terms.
  • Leases.
  • Finance agreements.
  • Insurance arrangements.
  • Personal guarantees.
  • Intellectual property licences.
  • Ongoing disputes and unpaid invoices.

The aim is to identify which agreements remain in the individual’s name and which may need to be replaced or varied. A lease signed personally, for example, remains the individual’s obligation until the landlord agrees otherwise.

How Do You Tell Customers, Suppliers and Insurers About the New Legal Entity?

Customers, suppliers and insurers need clear information about the new contracting entity.

Update invoices, purchase orders, terms and conditions, email signatures and payment details. Use the registered company name consistently when the company is to contract. A written notice explaining the change, and confirming which entity will be responsible from a stated point, reduces the scope for later argument.

How Should You Transfer Business Assets, Intellectual Property and Trading Arrangements?

Assets and commercial arrangements should be reviewed individually.

The company may need its own bank account, contracts, insurance arrangements and ownership records. Do not assume that an asset, licence or customer relationship has moved simply because trading has started through a company.

How Can You Avoid Confusion About Which Entity Owes Existing Debts?

Existing debts should be identified and recorded separately from new company obligations.

A creditor may have contracted with the individual sole trader before incorporation. Incorporation alone does not change the identity of the original debtor.

Clear communications and properly reviewed agreements reduce the risk of later disputes about who owes a debt.

What Steps Should You Take Before Trading Through the New Company?

Before using the new company as the trading vehicle:

  1. Identify current contracts and debts.
  2. Confirm the legal party to each agreement.
  3. Update trading documents and correspondence.
  4. Review borrowing and guarantees.
  5. Separate company money and assets from personal money and assets.
  6. Obtain legal, accounting and tax advice where the change involves material liabilities or contracts.

If you are changing structure while managing contracts, borrowing or a dispute, our team can advise on the legal risks. Call us on 0207 459 4037.

What Laws Apply to Sole Traders and Limited Companies?

The legal treatment of sole traders and limited companies follows from their different legal identities and filing responsibilities.

How Does the Law Treat a Sole Trader and Their Business as the Same Legal Person?

A sole trader and their business are legally the same person. The trader is personally responsible for business debts and taxes.

A sole trader who uses a business name still contracts as an individual unless the contract identifies a different legal entity. The sole trader’s formal responsibilities include registering for HMRC Self Assessment and keeping records that support their tax position.

How Does the Law Create a Limited Company as a Separate Legal Entity?

Incorporating a limited company creates an entity that is separate from the people who own or manage it.

The company can own assets, owe money and agree contracts in its own name. This is the foundation of limited company liability protection. The company’s legal name is the name registered with Companies House, and that is the name that should appear on its contracts.

What Rules Apply to Directors, Shareholders and Company Administration?

A company structure separates ownership from management.

Shareholders own shares in the company. Directors manage the company’s affairs. One person may hold both roles, but the company remains legally separate from that individual.

The company must also meet Companies House and tax reporting responsibilities, including filing annual accounts and reports.

Is It Better to Be a Sole Trader or a Limited Company for Your Business Risk Profile?

Neither structure is automatically better. The right choice depends on the business’s risk, contracts, funding needs, administration and ownership plans.

The most useful question is not simply whether a limited company is more tax efficient. It is who will contract, who will owe debts and who may face loss if the business cannot meet its obligations.

When Might a Sole Trader Structure Suit a Lower-Risk Business?

A sole trader structure may suit a person who wants direct control and simpler administration.

It may be appropriate where the commercial risk is limited and the individual understands that they remain personally responsible for business debts and tax. A sole trader also keeps the profits after tax and makes every decision without needing agreement from co-owners.

When Might Limited Company Liability Protection Be More Important?

A limited company may be more attractive where the business expects to enter significant contracts, borrow money, take investment or build assets within the company.

The company can contract and own assets in its own name. However, limited liability should not be treated as complete personal protection where directors give guarantees or make personal commitments.

What Legal Risks Should You Consider Before Borrowing, Hiring Staff or Signing Major Contracts?

Consider the following before taking on a substantial obligation:

  • Who is the contracting party?
  • What assets sit with the business?
  • Is personal liability being requested?
  • Does the agreement include a personal guarantee?
  • Are multiple people involved in ownership or management?
  • Does the business have clear written terms?
  • Could a dispute affect personal assets?

How Should You Balance Control, Administration, Tax and Dispute Risk?

A sole trader retains direct control but also carries personal liability.

A limited company creates separation between the business and its owners, but it brings additional administration and the potential for shareholder or director disputes.

Our Winning Approach to Limited Company Vs Sole Trader Disputes

Go Legal is a London-based commercial litigation law firm acting for individuals, directors, professionals and businesses across England & Wales.

Our solicitors assess the legal structure, contract documents and commercial context before advising on dispute strategy. We focus on identifying who owes the obligation, who can be sued and whether any individual has accepted personal liability. That analysis often shapes the whole dispute. It determines the right defendant, the realistic prospects of recovery and the level of personal risk an individual faces.

We assist with:

  • Business debts, contract claims and creditor disputes.
  • Sole trader personal liability and enforcement risk.
  • Personal guarantees requested from directors.
  • Company contracts, signature authority and the correct legal defendant.
  • Shareholder disputes and director disputes.
  • Commercial litigation where business structure or liability is disputed.
  • Coordinating with a client’s accountant or tax adviser where legal and tax issues overlap.

Go Legal is rated Excellent with over 300 five-star reviews and a 5 out of 5 rating on Trustpilot and Google.

Frequently Asked Questions

Can a sole trader use Ltd in their business name?

No. A sole trader must not use “limited”, “Ltd”, “limited liability partnership”, “LLP”, “public limited company” or “plc” in their business name. These terms are reserved for incorporated and other formal structures.

Does a limited company need to file annual accounts?

Yes. A limited company must register with Companies House and file annual accounts and reports.

Can I be a sole trader and own a limited company at the same time?

A person can own a limited company while also having separate activities as a sole trader. The important issue is that each contract, invoice and obligation clearly identifies the correct legal party.

The sole trader and the company are separate legal positions. The company does not automatically assume the sole trader’s existing debts or contracts.

Does incorporation automatically transfer my existing business contracts to the company?

No. Incorporation creates a new legal entity. Existing sole trader contracts may remain agreements with the individual unless the relevant parties agree to change the contracting arrangement.

Can a customer sue me personally if they contracted with my limited company?

A customer’s claim is ordinarily against the company if the company entered the contract.

Personal exposure may arise if the individual also entered a separate personal obligation, such as a guarantee or indemnity, or if the documents create uncertainty about who contracted.

What is the difference between a personal guarantee and a company obligation?

A personal guarantee is an individual’s promise to meet a company debt if the company does not pay.

A company obligation is owed by the company itself. The practical difference is significant because a personal guarantee can expose the individual’s own assets.

Can a company creditor pursue a shareholder who is not a director?

A shareholder is not personally responsible for company debts merely because they own shares.

The position may differ if the shareholder separately agrees to a personal obligation.

What should I do if I signed a contract in my own name by mistake?

The documents and communications should be reviewed promptly to establish whether the contract was made personally or for the company.

The wording, signature block, invoices and course of dealing may all matter. Our solicitors can review the position where personal liability is disputed.

Get Expert Advice on Limited Company Vs Sole Trader Today

Choosing between a sole trader and a limited company affects who owns business assets, who is responsible for debts and who can be sued under a contract. Trading through a company does not always prevent personal liability, particularly where guarantees, indemnities or unclear documents are involved.

Delay can narrow your options. Once a claim is issued or a creditor moves to enforce, the time to gather documents, test the other side’s case and negotiate becomes shorter. Our solicitors can review the relevant agreements, identify the correct legal party and advise on personal exposure, enforcement risk and practical next steps.

To discuss your position with our team, book a free consultation or call us on 0207 459 4037.

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Karim Oualnan

Partner and Managing Director

Litigation Lawyer of the Year - Karim Oualnan

Our Story

Having worked more than a decade in law and fuelled by his passion for access to justice, Karim envisaged a different law firm – one that stood as a symbol of hope, fairness, and an unwavering dedication to justice. By providing legal services through Go Legal, Karim has been able to create this vision.

Karim did not have a storybook beginning. His childhood echoed with challenges, where he witnessed his family and friends struggle with legal issues. It made him realise that there are individuals and businesses caught up in the complexities of the UK legal system who need reliable, affordable and technically astute lawyers to get results.

Our lawyers make a promise – we will work hard to achieve the best outcome for you. We are here to help!

Our Values

Our firm’s values ensure that we consistently exceed client expectations. We are:

  • Honest: Our lawyers are trusted by many clients
  • Generous: We are technically astute lawyers with compassion, & a genuine desire to help
  • Dedication: Our lawyers tackle each case with relentless dedication & work tirelessly to achieve a successful outcome
  • Innovative: We have access to technology & strategies not used by other law firms
  • Guardians: Our lawyers will guide you through every legal step, ensuring clarity & understanding at all stages

200+

Lawyers*

95%+

Success

20

Offices*

*through our exclusive partnership with Spencer West LLP

Our lawyers are regulated and members of:

Expert Litigation Lawyers

Karim Oualnan

Solicitor & Mediator

Award winning lawyer helping clients with straightforward legal advice that gives clients confidence & peace of mind.

Aashma Marahatta

Solicitor

Client-focused litigation solicitor known for her practical advice, responsiveness, and results-driven approach.

Atif Ahmed

Solicitor (LLB)

Results-driven solicitor known for his analytical approach and commitment to achieving strong client outcomes.

Safi Syed

Solicitor (LLB)

Commercially minded solicitor providing strategic and practical support across complex litigation matters.

Claire J

Solicitor

Experienced litigation solicitor delivering clear, pragmatic advice with a strong focus on client care and resolution.

Kenza Khan

Lawyer & Barrister (non-practising)

Strategic and detail-oriented lawyer with a strong advocacy background and sharp analytical approach to disputes.

Zareen A

Lawyer

Dedicated immigration lawyer providing strategic and compassionate support through complex immigration matters.

Muhammad Saigal

Lawyer (LLB & LLM)

Commercially aware lawyer delivering practical and client-focused legal solutions across disputes and litigation.

Sukaina

Lawyer (LLB & ACCA)

Dual-qualified legal and financial professional delivering commercially aware and strategic legal support.

Rohaan F

Lawyer

Results-driven lawyer known for his analytical approach and commitment to achieving strong client outcomes.

Ayesha F

Practice Manager

Experienced practice manager ensuring clients receive efficient, professional, and seamless legal support throughout their matter.

Zeeshan S

Paralegal

Detail-oriented paralegal providing reliable support across complex litigation and dispute resolution matters.

Paul A

Paralegal

Reliable paralegal providing efficient support across litigation and dispute resolution matters.

Janna S

Paralegal

Client-focused paralegal known for her organised approach and attention to detail.

Lyndon M

Paralegal

Detail-oriented paralegal supporting clients with responsive and practical legal assistance.

Nathaniel M

Marketing & Business Development

Driving growth through strategic marketing, client engagement, and business development initiatives.

Santi 🐾

Chief Happiness Officer

Chief Happiness Officer bringing positivity, cuddles, and team morale boosts across the firm every day.

Why instruct Go Legal

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Expertise

Our team of award-winning legal experts are renowned for their technical expertise, honesty and dependability. We prioritise customer satisfaction by providing personalised attention and ensuring that we consistently exceed our clients' expectations throughout.

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Rapid Response​

We understand the urgency of legal matters and offer 24/7 support to clients. Whether you require immediate assistance with legal advice or representation, our team is always available to provide prompt and reliable support. We will create a Whatsapp group with you and your legal team once instructed if you have any out of hours questions throughout your litigation and dispute resolution case.

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Fair and Transparent pricing

We provide honest estimates for our legal services at the very outset. We are often instructed on an hourly rate basis, but we can offer discounted fixed fee packages, and no-win no fee agreements. For further information, please see our Funding page which sets out some of the packages we may be able to offer clients.

fast litigation and dispute resolution lawyers

Fast & Reliable

Efficiency and dedication to our clients’ needs are the cornerstones of our practice. We have earned the appreciation and praise of clients and even our opponents by consistently meeting high standards and delivering exceptional results.

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Qualified and Regulated

Our team consists of highly qualified and regulated legal professionals who possess extensive knowledge and experience in dispute resolution. You can trust that your legal matter will be handled by specialist and experienced lawyers who provide the highest level of service to achieve the best result for your case.

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Customer Satisfaction Guarantee

We are so confident in our ability that we give our clients a service level guarantee. If you are not happy with the service we provide on your case, you can request a 10% discount on our invoice(s) no questions asked.

1. Book Free Consultation

2. Our Lawyers will call you

3. We will represent your best interests to success

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Real client reviews of our lawyers

Best experience

I cannot recommend Mr Karim highly enough! He was clear and cared about his clients and their needs. The level of professionalism and expertise displayed was outstanding.
Thank you

Hanane Bennani

01-11-2024

Our first sponsorship agreement

Karim Helped our company draw up a contract for our first sponsorship of a another party. its hard to find people who are willing to fully help startups but we found that our needs were met and have not only been looked after but our companies protection was key and pivotal in the work process even ensuring to protect aspects we had not considered.

Ikigai

30-10-24

Tackling a tough one

I would highly recommend Karim and his firm who have helped me to address a burdensome banking issue. My legal problem is complex and unique. Karim broke down the situation and left me with a thorough and understandable step by step as to what to do. He took the time to make sure I was able to address the challenges faced and did so in a professional and prompt manner. I will choose Go Legal and Karim again if I have any further complications. Thank you.

Omar

17-10-24

Helpful and sound advice! Great Platform

Karim was really helpful and offered sound advice. It was a godsend to get some good advice after coming up against so many dead ends. Thank you

Carina

26-10-24

Karim has been amazing in helping us...

Karim has been amazing in helping us resolving our legal problems. Go Legal has been a great platform for us. I’m glad we managed to find Karim and his team after speaking to many lawyers he stood out as someone genuine, knowledgeable and always had our best interests in mind. I wholeheartedly recommend Go Legal if you are faced with a legal issue.

Fanous B

05-09-24

I had such an amazing experience using Go Legal Ai

I had such an amazing experience using the Free Consultation service with Go Legal.
I spoke to Karim, and after sharing my situation, he talked me through my options, next steps (which I’m now taking) and was completely assured after speaking with him about the requirements and legalities I need to fulfill (after speaking with lots of other firms who really didn’t help me figure out the best route). I look forward to working more with Karim once the situation develops and paperwork needs to be drafted.

Marisa

25-10-24

Best lawyers

Best lawyers! Karim and Aashma have been amazing. We cannot thank them enough for their hard work and advice throughout our stressful situation! God bless you Karim and Aashma. We have no hesitation in recommending their services.

Harry J

19-10-24

Great professional work

Mr Kareem, was very helpful and collaborative throughout the whole process. He kept us updated on all aspects of the case. Can’t thank him enough for the work he’a done.

Omar

24-10-24

I had a client who didn't pay us...

I had a client who didn’t pay us for three invoices, and we ended up in court. The court’s instructions and communication were terrible, it was too expensive for us to hire a lawyer, and navigating the paperwork was almost impossible. After weeks of frustration, costs, and stress, and after talking to over 20 law firms, we met Karim. He offered a much more affordable and simpler solution, and thanks to him, we won the court case. The Go Legal platform is something that will significantly make life easier for thousands of small business owners, and I am truly grateful that we were lucky enough to meet Karim in this situation

Barbara

16-10-24

Excellent experience

I had an excellent experience working with Karim. He is experienced professional , And during my court case, Karim clearly understood what I needed. he consistently responded promptly and offered clear, expert advice.
I highly recommend them to anyone in need of reliable legal services in London. Thank you karim for your outstanding support

Ilham

16-10-24

Knowledge is Power...

Happy to provide a review….this project has emanated from a foundation of passion rather than from a corporate /business orientation. Given the right financial support and human endeavour, it will emerge as a leading legal platform to support, provide and respond to those in desperate need.
The objectives Karim and his team have set out to achieve is commendable.

Preeti P

07-10-24

How to DIY a complaint against estate agents...

The lawyer advised me how to deal with my complaint myself as it is too small for GoLegal. Very useful but could have been a little slower paced so l coud have taken better notes. But very clear and helpful, thank you..

Mca

15-10-24

Reasonable, fair and trustworthy

They’ve been helping me with many cases and have always been reasonable and fair and acting in my best interests. I used many lawyers before including well known names and they all either scammed me or were negligent. These guys have saved me on more than one occasion and I recommend them without reservations

Mca

20-09-24

Excellent London Solicitors

Good, sound advice with a relatively speedy turnaround without burning a hole in the pocket. We needed a client agreement drafted at short notice with an Addendum that sat on top. Karim understood our requirements and provided expect legal guidance to achieve our objectives as economically as possible.

Would definitely recommend and use again.

Amit

17-09-24

So glad we came across Go Legal AI

So glad we came across this firm and in particular Ms Zareen as her advice and guidance were much needed through a very stressful time. We had a big visa problem that needed immediate action and we found Ms Zareen to be extremely proactive in helping us. Her work process was flawless

AP

19-08-24

Terms & Conditions in no time!

I recently used Go Legal’s platform to create business terms and conditions, and I couldn’t be happier with the experience! The process was incredibly quick and accurate—I had a fully tailored document in no time. What I loved most was how user-friendly the platform is.
The terms & conditions for my business are spot-on and professionally drafted. I felt confident that my business was covered without any unnecessary jargon. Plus, the whole experience felt accessible, with helpful guidance along the way. Highly recommend Go Legal for anyone looking to get quality legal docs in a fast and a lot cheaper way!

Martina

12-09-24

Reliable and Professional Service from Go Legal Ai

I’ve had the pleasure of working with Karim from GoLegal for the third time now, and I can’t say enough about the exceptional service I’ve received. As a startup, it’s crucial to have the right people representing you, and Karim has been a great help in setting up contracts. His expertise and attention to detail have made the process seamless every time. GoLegal has truly been amazing, and I highly recommend them to anyone in need of reliable legal services.

Carolina

12-09-24

Sole parental responsibility ground...

My stepson’s visa application was refused on sole parental responsibility ground and he is turning 18 so we decided to seek help from a professional lawyer and not to risk to apply again by ourselves because it was a critical condition. We worked with Mrs. Zareen Akhtar, a solicitor of the company, and she did her best to achieve a positive result. Fortunately, despite a previous refusal, after just three weeks his second application was successful. Zareen is a perfect professional lawyer and I definitely recommend her to anyone who has a law issue.

Faezeh

03-10-24

Karim and his team have been amazing. Thank you, Go Legal Ai

Karim and his team have been amazing in helping us to resolve a commercial dispute. The advice and approach was clear from our very first call. A dispute that had tourmented us for several years was resolved in a few weeks. From the bottom of my heart, thank you!! We would highly recommend Karim & Go Legal.

Salah

19-08-24

I utilised Go Legal and can only rate my experience with them as exceptional...

I utilised Go-Legal and can only rate Karim and his team as been exceptional.

Karim provided proper costings for our work which involved obtaining an Adjudication enforcement and winding up order against Apollo Builders Group Ltd director Syed Atif Ali.

Karim’s team were very successful and won all court cases. The company is now wound up.

Karim communicated well put in a plan to solve our legal issues and worked hard when our opponent attempted a number of deceitful acts to ruin proceedings.

I would advise going to go legal first before using other teams.

Jays

15-07-24

Karim the best solicitors I've ever seen before

Karim provided exceptional support during a challenging legal issue. His expertise, clear communication, and dedication led to a fantastic outcome. Highly recommend him for anyone needing a skilled and reliable lawyer.

Salah

15-08-24

Thanks so much Karim

Thanks so much Karim! Fast, quick and reliable as always!

Mimi

19-10-24

Easily accessible, very clear, very effective legal advice!

Karim gave me the most effective legal advice I have received in years, in a very clear manner. It is very obvious that Karim understood what I needed, and also knew exactly how to express these in ways that made perfect sense. I was able to make sensible decisions based on his advice. Karim and his Go legal team’s advice and tools being available to me at the right time mean that I can move my business forward efficiently, and with confidence.
I will definitely be using this service going forward!

Olayinka

30-05-24

Can I only give 5 stars?

Very quick first response ✅
Very quick offer of phone chat at a time to suit me ✅
Called when they said they would on a bank holiday ✅
Listened to the numerous issues ✅
Invested over four hours in discussing the issues and my options ✅
Explained everything in ways this creative type could easily understand ✅
Gave clear advice – outlined how they could help and suggested a DIY step I could take immediately ✅✅✅
Thanks Karim!
Can I only give 5 stars!

Ian

02-04-24

Exceptional work from Karim!

Karim went above and beyond to help us settle a debt dispute with a UK company that hadn’t paid us. As an international business, Karim was tremendously helpful and available to us throughout the process, even with time zone differences across our offices. We really appreciated the extended effort he took to tailor our needs! I very much look forward to working with him again and couldn’t recommend Go Legal more. Thanks so much again Karim!

Kaela

09-12-23

Highly Recommended Karim at Go Legal Ai

After months of struggling with a rather shady company and getting nowhere, I was recommended to speak with Karim at Go Legal. He was incredibly reassuring, listened to my complaint attentively, and clearly presented my options. Within a few weeks of negotiations with the opposing lawyer, Karim was able to secure a fantastic settlement for me. I was over the moon! He is calm, reassuring, and responsive. I highly recommend Karim at Go Legal to anyone in need of a good lawyer.

Lee

28-06-24

Karim thinks outside the box

Karim thinks outside the box. He has knowledge, experience and common sense. His main concern is the outcome for his client, rather than what others think the outcome should be. He challenges the status quo and gets the results.

Galina

30-05-2024

Best Lawyer Team!

I cannot speak highly enough of Karim and his team. Their dedication to their clients and attention to detail are truly remarkable. From start to finish, they demonstrated professionalism, expertise, and a genuine commitment to achieving the best possible outcome for my legal needs. I have worked with many lawyers in the past, but none have compared to the level of service and expertise provided by Karim and his team. If you’re looking for the best lawyers around, look no further. I wholeheartedly recommend them to anyone in need of legal assistance.

Digilency

26-05-2024

Honest, Transparent, Knowledgeable...

Karim sounded out my case as a free consult. I was extremely grateful to him for his honesty, integrity and wealth of knowledge. Highly recommend.

Digilency

23-08-2024

Recently had the opportunity to use Go Legal Ai

Recently had the opportunity to work with Karim and I can say that my time was worth it. Karim is someone who takes care of things instantly with constant attention to detail and perfection and the right person to work with in legal matters

Derin

12-07-2024

Amazing DIY legal platform

Karim, is personable and professional. He has a real desire to deliver the best outcome for your case. His attention to detail is next to none and constantly keeps you in the loop as a client. I trust his judgement and can’t recommend his services enough as a legal professional. You are in safe hands.

Jason

17-01-2024

Excellent Service

I have known Karim for many years and his work ethic and professionalism is excellent, similalrly throughout the team he has selected around him. His passion for his work is clear from all interactions with him and he transmits this through the quality of his work.

J A

07-07-2024

Excellent Service

Excellent service, esp from Atty Zareen. My husband’s visa was granted because of her hard work. She is very focused and gives regular updates.
I would use their service again.

Joel

21-06-2024

Karim and Aashma at Go Legal Ai

Karim and Aashma were brilliant in the way they advised us on the process during a difficult and stressful time. I can’t thank them enough for they help on the legal matter.

Darren

06-08-2024

Great work by Karim

Top of the line work done and executed by Karim. He has went out of his way in helping me settling down a lot of things in the UK. He has been helpful to us in many ways and really appreciate the effort done by him. Thank you very much, will be looking forward to get in touch again whenever there’s a legal work required. Highly Recommended firm

Darren

10-12-2023

I loved Go Legal Ai because I felt I could...

I loved Go Legal because I felt I could deposit my trust on them and they guided me through all the possibilities and process. Feeling informed made the journey more relaxed. They are very professional, empathetic and human! A rare combination nowadays. Thanks for your great work! I highly recommend.

Irina

09-01-2024

Karim's expertise and tutelage

Karim, with his sound experience in settling complex disputes, supervising that the agreements are right for you and most importantly analysing legal documents to know if you have a foot to stand on in your pursuit for justice and holding a strong case. I couldn’t recommend a more better person to help you with your needs.
Go-Legal is the way to go!

Calvin

08-12-2023

Unrivalled experience

Incredible service! He’s meticulous and most importantly doesn’t leave any stone unturned. His wealth of knowledge and experience gave me assurance and peace of mind when going through our litigation process and Karim was swift in his process from start to finish. His personable approach has made it a truly unrivalled experience!

Jay

11-05-2024

First Solicitor Firm I feel I can trust

For the first time in the last 7 years I spoke to a professional who WAS LISTENING to me so to best understand – in the short time available – what is going on and why I need to take my ex-solicitor to court.
It would feel right to have GoLegal help me with the professional negligence case, if time limitations allow to do so. Pity I did not speak to this Firm, months ago. Wow, they know what they are doing…
Conversation ended on such a positive note, thank you K. from GoLegal, thank you very much.

meS P

21-02-2024

Highly recommend Karim and his team

Highly recommend Karim and his team. It is our second time using Go Legal and we are very pleased with the result and service which continues to surpass expectations. Brilliant!

Sean

24-06-2024

I highly recommend Karim and his team!

I highly recommend Karim and his team!! I cannot recommend him highly enough. In all my years haven’t come across a better or more knowledgeable lawyer. We are grateful for his assistance and compassion.

Mesfin

23-02-2024

Karim and his team went above my expectations...

Karim and his team went above my expectations. He us diligent, sympathetic and most of all knowledgeable. His approach is very thorough and I would not hesitate to recommend him. Thank you Karim!

Miria

30-05-2024

Excellent all round

I recieved a free consultation call bang on the time agreed, from Karim, who was friendly and very professional. He listened well to all had to say, and though he couldn’t assist in this case has advised me and even sent me a link after to alternative help. Thank you Karim. A great appreciated service all round

Hannah

18-01-2024

Highly recommended for exceptional service

Karim and his team are very helpful. I mostly liked the free consultation service they offered. It helped me a lot to understand what I needed. I contacted them for immigration service and they provided an exceptional solution.

Iftekhar

09-05-2024

Karim provided a great service...

Karim provided a great service and allowed me to understand the process much more. All cases have a tremendous amount of moving parts which were well explained. Recommended.

DPM Construction

18-06-2024

Karim is very knowledgeable in his field. Great Platform

Karim is very knowledgeable in his field, gives great advice and most importantly is very easy to communicate with.

Speaking with some solicitors can be an intimidating process but Karim’s easy going approach is a breath of fresh air.

Highly recommended!

M S

02-06-2024

Excellent experience with Karim at Go Legal Ai

Excellent experience with Karim.
He was very helpful, polite and an excellent communicator. He is competent and professional
and responded always very quickly to our questions.
We highly recommend Karim.

RS

30-09-2024

Right from the start I knew we were in safe hands with Go Legal Ai

Right from the start I knew we were in safe hands, we had a consultation with Karim and discussed our case with him. We were given a clear strategy at the outset and everything panned out as he predicted. I cannot recommend Karim enough for any legal matter.

Sam

09-01-2024

Karim helped us resolve a commercial dispute...You're in safe hands

Karim helped us resolve a commercial dispute. I would highly recommend him. He’s very competent and caring throughout the process. And involved us in the decision making to get a successful outcome. You’re in safe hands.

May

08-12-2023

Best legal platform for all your legal needs

We have used several lawyers over the years Karim has been the best! He is passionate and has genuine intention to help clients get the best outcome. Always available for us whenever we need his help

Yousuf

08-12-2023

Excellent platform

Many thanks for your excellent work on my behalf, I extremely appreciate your help. You were so thorough, persistent, fair and transparent. I shall always say, I had the best possible solicitor to fight my cause. Thank you!

Evgenia

09-12-2023

Excellent legal support and advice

Karim has assisted in commercial ligitation. He was very helpful, pro active support and gave detsiled advice. I will be using their services in the future for all of my legal requirements.

Asim

24-05-2024

Grateful for an amazing DIY legal platform

We are grateful to Karim who helped our small business recover a debt within a few weeks. Very attentive even outside of normal working hours. Thank you so much!!

Gazi

26-01-2024

Impressive and exceptional service

I recently had the pleasure of working with Karim from Go Legal, and I am beyond impressed with the exceptional service I received. From the very first consultation, it was clear that Karim is deeply knowledgeable and genuinely invested in understanding every aspect of my case. His compassion and dedication to his clients are truly unparalleled.

If you’re looking for a legal firm that combines expertise with a personal touch, look no further than Go Legal. Karim and his team are truly a standout in their field, and I wholeheartedly recommend them to anyone in need of legal assistance. Their dedication to their clients’ well-being and their unwavering pursuit of justice make them an invaluable ally in any legal matter.

Raj

09-07-2024

Professional and very friendly legal platform

Karim, is very friendly and professional. We reached out for advice and process for what we believed was a contract breach issue.

Karim demonstrated a great understanding of contract law and provided invaluable guidance every step of the way – from our initial consultation to the resolution of the matter,

They took the time to thoroughly review the details of my case, patiently answered all of my questions, and provided clear and concise explanations of my options.

Thanks to their expertise, the contract breach issue was resolved efficiently and favourably.

I wholeheartedly recommend Karim to anyone in need of legal assistance. Their professionalism, expertise, and genuine care for their clients truly set them apart. If you’re facing a contract breach or any other legal challenge, look no further.

Samantha

15-04-2024

Honestly the best solicitors

Karim and his team are a god send. We have been dealing with a breach of contract construction dispute for several months which has caused us stress and anxiety. Karim was able to resolve it for us in a few weeks. Honestly the best lawyers I have come across. Diligent and well thought out advice.

Dominic

15-04-2024

Excellent all round!!!

Karim Oualnan at handled a contractual case to a successful resolution. Karim was diligent, always providing great, honest advice in which Karim always put my best interests at the forefront of his suggestions during the case. He is very reliable, trustworthy and always on hand to help. I would highly recommend Karim and look forward to working with him again in future.

Derrick

15-01-2024

Karim is a standout lawyer!

Karim is a standout lawyer! His approach is very strategic and always has the best intentions of the client in mind throughout. I would highly recommend him if you’re looking for a lawyer. You’re in safe hands!

Ceren O.

09-01-2024

Karim is an incredibly meticulous and astute lawyer!

Karim is an incredibly meticulous and astute lawyer who applies a high level of skill and intelligence to his work. There is no one else that I can think of who I would go to solve a commercial dispute due to his ability of solve problems and see the commercial angle and importance of legal issues. As is evidenced by his career so far he is very comfortable with leading on complex matters and you can trust that he will produce an excellent quality of work. He is also incredibly personable, diligent and hard-working.

Ross

13-12-2023

Karim was amazing

Karim was amazing, quick and effective just what you need. Very professional and makes it easy for you to understand everything. Always there when we need help and times of need. Worth every single penny!

Ant

09-05-2024

Absolutely super service and platform!

I received follow up legal advice from Karim that was extremely helpful and really helped me to clarify my situation and decide on my case progression

Absolutely super service.

Paul

09-07-2024

Very reactive and called within minutes. Great platform

Very reactive and called within minutes. Offered us lots of great advice which he didn’t need to offer up for free. Would recommend

Sonny

19-02-2024

Highly recommended

I have known Karim for several years and have nothing but praise for the way he conducts himself professionally. He is an outstanding Litigation Solicitor dedicated to achieving the best solutions for his clients. He is highly recommended

Khurshid

04-07-2024

Great Advice!

I recently worked with Karim at GoLegal and couldn’t be more pleased with the service I received. He provided exceptional advice regarding trademarks and offered valuable business insights. His expertise and thoroughness were evident in every interaction. I highly recommend Karim and GoLegal for anyone seeking professional and insightful legal guidance.

Kyle

30-05-2024

Professional, highly recommended

Thank you so much Karim for your Legal advice
Professional, friendly and helpful
I cannot be more grateful

Highly recommended

Angie Jo Fitness

17-01-2024

Legal Advice

It was astounding how much legal knowledge and experience Karim and the team possessed. They gave good legal advice and handled complicated legal matters with ease. Their handling of delicate situations with professionalism was admirable.

Jabel

26-05-2024

Go Legal Ai

Go-legal Ai has very professional and well mannered people who work hard to make sure your enquiries are dealt with as soon as possible.

Mar

20-02-2024

Second to none - Amazing!

Having spoken to multiple solicitors in the past few weeks I was at wit’s end, I was just as low as could be until I found Karim who gave me the confidence to keep going, his knowledge of my predicament was second to none.

James

19-06-2024

Karim gave me valuable advice and was very helpful

Karim gave me valuable advice and was very helpful
when i was unsure weather to pursue a claim for a Construction contractual dispute.

Jon

28-05-2024

Amazing service and experienced staff at Go Legal Ai

Amazing service and experienced staff. Help and advice was top quality and especially recommend Karim as giving a level of quality service above expectations. Thank you

Abdul

04-07-2024

Amazing service

Amazing service! He’s thorough and ensures no detail is overlooked. With his extensive expertise, he provided me with confidence and reassurance during our legal proceedings. Karim was efficient from beginning to end, and his friendly demeanor made it an unparalleled experience!

Zubair

12-05-2024

Karim was able to offer us some great advice

Karim was able to offer us some great advice in consultation. Very knowledgeable and considerate. Thank you Karim.

Sophie R

23-03-2024

Highly recommended lawyers

I highly recommend Karim as a commercial solicitor. While he worked on my matter, I was extremely impressed with his expertise, professionalism, and client-focused approach. He is a trusted advisor who will provide you with the expert legal advice you need to make informed decisions.

Remi

12-12-2023

Amazing in every way

I recently sought legal representation for a challenging litigation case and go-legal exceeded my expectations in every way. From the initial consultation, it was clear they were experienced and truly invested in getting the best outcome for me.

Karim, was particularly exceptional. His profound knowledge of the law and insightful strategies were invaluable throughout the process. He kept me informed, addressed all my concerns with patience and clarity, and consistently demonstrated genuineness.

Another massive thank you

SB

08-01-2024

5 stars!!

Karim and his team have been excellent in helping our company navigate the regulatory environment in the online competitions and gaming sector. His legal expertise has been invaluable in recent months, and we’re extremely grateful for his knowledge and support.

Liam

16-08-2024

Thanks from core of my heart!

I am writing to express my deepest gratitude for the service Ms.Zareen provided in securing the approval of my child’s Dependent visa following the initial refusal.

From the very beginning, her dedication and professionalism were evident. She took the time to thoroughly understand our situation, meticulously reviewed all the documents, and provided clear, concise guidance on the necessary steps to strengthen our case. Her expertise and strategic approach played a vital role in overturning the refusal.

I particularly appreciate how she maintained clear and constant communication, ensuring we were informed and reassured throughout the process ,showed remarkable attention in preparing our documents & displayed genuine compassion and understanding, which made a stressful situation much more manageable.

Thanks for her hard work and expertise.
We are incredibly grateful for the positive outcome.
Her efforts have had a profound impact on our lives, and we cannot thank you enough.
I will wholeheartedly recommend the services to anyone in need of immigration assistance, knowing they will be in the best hands.

Shah

04-08-2024

Thanks from core of my heart!

I am writing to express my deepest gratitude for the service Ms.Zareen provided in securing the approval of my child’s Dependent visa following the initial refusal.

From the very beginning, her dedication and professionalism were evident. She took the time to thoroughly understand our situation, meticulously reviewed all the documents, and provided clear, concise guidance on the necessary steps to strengthen our case. Her expertise and strategic approach played a vital role in overturning the refusal.

I particularly appreciate how she maintained clear and constant communication, ensuring we were informed and reassured throughout the process ,showed remarkable attention in preparing our documents & displayed genuine compassion and understanding, which made a stressful situation much more manageable.

Thanks for her hard work and expertise.
We are incredibly grateful for the positive outcome.
Her efforts have had a profound impact on our lives, and we cannot thank you enough.
I will wholeheartedly recommend the services to anyone in need of immigration assistance, knowing they will be in the best hands.

Shah

04-08-2024

Went above and beyond

Karim was easy to work with. Slight communication hiccup at the start, but more than made up for it with the work he did on my case. Happy with the outcome.

Jake

04-06-2024

Absolutely amazing

Karim has been so so great, he helped me throughout the whole process and even after. 100% recommended

Kd

17-06-2024

Karim has been absolutely amazing

Karim has been absolutely amazing, really helpful and responses were always really fast. I would 100% go back!

Kd

01-03-2024

Exceptional legal expertise and compassionate support

I am extremely pleased with the legal services provided by Karim and his team. Their expertise, professionalism, and prompt communication made a significant difference in my case. I also appreciated your display of empathy and understanding during a potentially stressful period for me. Your compassionate approach was truly valuable – a massive bonus for me personally. Highly recommended!

Justin

09-12-2023

Karim provided exceptional service

Karim provided exceptional service, demonstrating a high level of professionalism and competence. He was thorough, responsive, and always ensured that my needs were met promptly and efficiently. His expertise and attention to detail were evident in every interaction, making the entire process smooth and stress-free. I highly recommend Karim for his outstanding service and dedication to excellence.

TW

01-06-2024

Karim is an immaculate professional

Karim is an immaculate professional, going above and beyond to excel in his service. Couldn’t recommend highly enough!

Aman

11-12-2023

Exceptional service from Go Legal Ai

Karim was exceptional at providing me advice to my matters. He was attentive, knowledgeable and approachable. Moreover, GoLegal is a great platform for open-sourced legal information.

Antonio

30-04-2024

Go Legal Ai helped me a lot!

The owner of Go Legal helped me with the process of filing a pre-action protocol proforma and it went smoothly. I totally recommend their professionalism and also dedication.

Muizz

08-12-2023

Karim is an amazing asset to have in your corner

Karim is an amazing asset to have in your corner. Can’t recommend him and his team enough

Thomas

03-06-2024

Karim was extremely helpful and knowledgeable!

Karim was extremely helpful and knowledgeable.
Gave me sound advice on what I needed to do.

Steve

19-01-2024

Very helpful and informative

Very helpful and informative. Takes the time to address the details

Gotch

19-07-2024

Very helpful and friendly platform...

Very helpful and friendly impartial advice. Extremely thankful for the patience and time.

Louis

31-01-2024

Karim had exceptional dedication

Karim had exceptional dedication, a positive attitude and provided very helpful guidance. He constantly went above and beyond in every aspect.

Andre

08-12-2023

Great advice from the start

Great advice from the start, completely understanding & happy to discuss anything that your unsure about concerning

Robert

16-01-2024

Fantastic service given and a lot of help

Fantastic Service given and alot of help regarding ex business partner/supplier giving harassment and defamation. A cease and desist letter was recommended to resolve the issues. Definitely recommended.

Nick

17-06-2024

Exceptional platform and service throughout!

Exceptional service throughout the whole process. The information and advice provided was first class and exceeded my expectations.

Gavin

17-06-2024

I am delighted to share my heartfelt gratitude!

I am delighted to share my heartfelt gratitude and utmost appreciation for Zareen, the immigration consultant who expertly guided us through the British naturalisation process for my wife and two kids. From start to finish, Zareen’s exceptional service and unwavering confidence made an enormous difference in our journey.

Zareen’s expertise and professionalism were evident from our very first meeting. She thoroughly understood the complexities of our case and approached each challenge with a calm and positive demeanor. Her extensive knowledge of the naturalisation process and her ability to anticipate and address potential issues reassured us every step of the way.

What truly set Zareen apart was her constant communication and feedback. She kept us informed about the progress of our application, providing timely updates and constructive insights that helped us stay on track. Her positive attitude and encouraging words were a source of comfort, especially during moments of uncertainty.

Zareen’s dedication and meticulous attention to detail ensured that all our documentation was accurate and complete. Her proactive approach in preparing and submitting our application demonstrated her commitment to achieving the best possible outcome for our family.

Thanks to Zareen’s exceptional guidance, we successfully obtained British naturalisation for my wife and two kids. Her professionalism, confidence, and unwavering support made an otherwise daunting process smooth and stress-free. I wholeheartedly recommend Zareen to anyone seeking an immigration consultant who genuinely cares about her clients and delivers outstanding results.

Thank you, Zareen, for your outstanding service and for helping our family achieve this significant milestone. We are forever grateful for your expertise and support.

Aziz

09-07-2024

Professional and reliable

Karim is knowledgeable and very attentive in all details ensuring the process goes smoothly and transparent, Also very professional and reliable, throughout the process making it easier and more prompt, I definitely recommend it 🌟🌟🌟🌟🌟🌟

Rosana

17-05-2024

Excellent to have warm personable help!

Excellent to have warm personable assistance

Clare

16-10-2024

Thank you for the help!

Would highly recommend for drafting any contractual documents. Stand out firm

Ash

08-12-2023

Exceptional!!

Called in for information regarding my dissertation on civil law and was kindly provided with very useful information.

Ella

05-05-2024

Thank you Go Legal Ai!

Since I was in need of a lawyer, Karim was my go to. He was really listening to me and I felt heard. Thanks for your help

S D

02-03-2024

Great Platform!

karim gave me a call back and gave me advice on what I should do. Thank you

A Khan

12-03-2024

Very helpful!

Very helpful! Thanks Karim

MJ

26-06-2024

Free Consultation!

He listened and provided very good advise

Sola

04-07-2024

Recovered money for dispute

Great platform. Thank you Go Legal Ai

Maria

08-08-2024

Very caring and professional company

Very caring and professional company…

LJohn

12-05-2024

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